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Objective: To secure employment as a Chief Credit Analyst in a Hire Purchase Finance organization, where experience acquired in the handling of retail loans in the areas of Consumer Durables, Housing and Automobiles from approval and disbursement upto recovery, can be used to strengthen existing base and to develop further.
Experience:
2006 to Present:Credit Analyst and Recovery Manager, ABC Finance Inc, Phildelphia PA. As member of a team of four Credit Analysts, for this Consumer Finance organization, was responsible for the analysis and sanction or rejection of loans to retail customers, After two years of being in that position was also made responsible for Recoveries as Manager and was successful to the extent of 85% from defaulters.
2004 and 2005: Sanctions Manager, XYZ Investments, Westmoreland, PA. Though designated as Sanctions Manager, function was to analyze credit worthiness of prospective clients in need of loans to purchase homes in and around Westmoreland PA. During the period of service success rate was over 95% in both sanctions and rejections.
Education:
MBA – Finance, Westmoreland County Community College.
MA, History, St Vincent College, Westmoreland PA.
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